The PLUS Program for Parents (of undergraduates)
120-month payment option
This PLUS is a federally sponsored borrowing opportunity for parents of undergraduates. It offers competitive rates with flexible repayment alternatives. Repayment is typically figured for a period of 120 months and begins when the loan is fully disbursed. For families who borrow for the 2008-2009 academic year, repayment will start in February 2009. Monthly payments will be approximately $12.50 for each $1000 borrowed. Login to SFSinteractive to use our PLUS loan calculator to determine the amount you want to borrow.

PLUS loans are available from commercial lenders as well as directly from the federal government. Interest on the commercial PLUS loan is fixed at 8.5%, the loan origination fee is 3%. Interest on the federal Direct PLUS is 7.9% with a 2.5% origination fee. Commercial PLUS loans offer some repayment incentives that may reduce the overall cost of borrowing.

Review the choices below, select one lender and begin the online application process.

Commercial Lenders Renewal   Why do we list these lenders?

Federal Direct   Log into SFSinteractive   above and then click "Direct   PLUS Loan Application."

The PLUS Program for Graduate Students
120-month payment option
This PLUS is a federally sponsored borrowing opportunity for students who have a baccalaureate degree and are enrolled in a degree-seeking graduate or professional program. It offers competitive rates with flexible repayment alternatives. Repayment is typically figured for a period of 120 months and begins when the student is no longer enrolled at least half-time. Monthly payments will be approximately $12.50 for each $1000 borrowed. Login to SFSinteractive to use our PLUS loan calculator to determine the amount you want to borrow.

PLUS loans are available from commercial lenders as well as directly from the federal government. Interest on the commercial PLUS loan is fixed at 8.5%, the loan origination fee is 3%. Interest on the federal Direct PLUS is 7.9% with a 2.5% origination fee. Commercial PLUS loans offer some repayment incentives that may reduce the overall cost of borrowing.

Upon loan approval, you will be required to complete federally-mandated Entrance Counseling. Bradley's Loan Department will contact you via e-mail with further details.

Review the choices below, select one lender and begin the online application process.

Commercial Lenders Renewal   Why do we list these lenders?

Federal Direct   Log into SFSinteractive   above and then click "Direct   PLUS Loan Application."