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Loan Comparison
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Citi |
Chase |
| Loan Product Name |
CitiAssist
Undergraduate Loan |
Chase Select |
| Links |
Apply Now |
Apply Now |
| Phone
Number |
(800) 967-2400 |
(866) 306-0868 |
| Interest
Rate |
Prime to
Prime - 1/2% |
Prime - 1% to
Prime + 6% |
| Origination
Fees |
None |
None |
| Cosigner
Needed |
Yes, with some exceptions |
May be required |
| Credit
Check Needed |
Yes |
Yes |
| Credit Approval Time |
5
minutes or less |
Pre-approval online |
| Annual Loan Limits |
Cost
of Education less Financial Aid |
Cost
of Education less Financial Aid |
| Aggregate Loan Limits |
$110,000 |
$120,000 |
| Enrollment |
At
least half time |
No requirement |
| Payment Begins |
6
months after graduation |
6
months after graduation |
| Max. Repayment Period |
10-20
years, restrictions apply |
20-25 years |
This comparison is based on information provided by
the individual lenders. For questions or more information, please contact
the lender directly.
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